Commercial Property
Building, liability, and operational coverage for Miami-Dade, Broward & Monroe commercial properties of every size.
Commercial property insurance →For Miami Lakes business owners & entrepreneurs
Coverage Insurance Agency helps Miami-Dade, Broward, and Monroe County entrepreneurs protect what they've built — general liability, commercial property, workers comp, and more. We also cover your home, auto, and family. One boutique agency, complete protection.
Boutique Insurance Experience
Coverage Insurance Agency is a locally owned, independent insurance agency in Miami Lakes, serving Miami-Dade, Broward, and Monroe counties — including Hialeah, Doral, Miami Gardens, Fort Lauderdale, and the Florida Keys. We believe in building strong client relationships through in-person interactions, and our boutique agency offers personalized insurance solutions for the way the Tri-County area actually lives.
Our Coverage
From commercial property and liability to workers comp and fleets — plus the home, auto, and family coverage you count on. All in one place.
Building, liability, and operational coverage for Miami-Dade, Broward & Monroe commercial properties of every size.
Commercial property insurance →Protect the equipment, inventory, furniture, and fixtures your business depends on across Miami-Dade, Broward & Monroe.
Business personal property coverage →Coverage for the vehicles that drive your business — fleets, trucks, and work vans included.
Commercial auto in Miami-Dade →Florida workers comp for Miami-Dade employers — standalone or bundled with your business insurance.
Workers compensation in Florida →Keep your business running with policies covering liability, property, and the people who power it.
Business insurance in Miami-Dade →Protect the place that matters most with coverage tailored to your property, belongings, and lifestyle.
Home insurance in Miami Lakes →Stay protected on the road with comprehensive auto policies designed around how and where you drive.
Auto insurance in Miami Lakes →Affordable protection for your belongings and liability — built for the way renters actually live.
Renters insurance in Miami Lakes →Specialized coverage for mobile and manufactured homes — built for how Florida residents actually live.
Mobile home insurance in Florida →Specialized coverage for riders — protecting your bike, your gear, and your time on the road.
Motorcycle insurance in Miami-Dade →Coverage for boat owners across Miami-Dade, Broward, and Monroe — hull, liability, towing, and named-storm protection.
Boat insurance in Miami Lakes & Hialeah →Group benefits and family-focused plans crafted to cover the people who depend on you.
Learn more →How It Works
Start with our quick free quote form — tell us what you need insured and how to reach you. No waiting on hold for an automated answering machine.
Open communication will help us guide you and build a product suited for your needs.
Once we get all the information we need, we will get to work immediately to get you insured and on your way!
What Makes Us Unique
We've been in business and we walk the talk. Our goal is not for you to be another statistic but, for a delightful and beneficial relationship.
The Coverage Renewal Promise
Most agents coast once they've sold you — and your premium quietly creeps up at renewal. We do the opposite. Every year, we re-shop the entire market on your behalf, before you ever have to ask. You never chase a lower price, because we already did.
Great experience, great service and easy processing of insurance renewal! Lester was very professional and knowledgeable!
I had an excellent experience with Coverage Insurance Agency while getting my home and flood insurance. Lester and his team provided outstanding customer service, excellent pricing, and truly went the extra mile to make sure everything was handled smoothly.
This team is the best. I highly recommend this company to everyone — I literally send everyone I know to them. They're always supportive and responsive, and they take care of everything related to renewals, so I don't even have to think about it. Plus they always get the best deal!